Job Summary: To ensure credit appraisals and documentations, monitor payments of credit clients and also ensure loan / payments recovery in order to minimize non-performing loans.
Duties and Responsibilities:
Authenticate documentation presented for all credit applications and ensure they meet the requirement.
Ensure compliance with company Credit Policy, Procedures and service level agreements.
Appraisal of Credit applications and make recommendations.
Actively participate in Credit Committee to verify approval or rejection of applications. Manage portfolio to ensure good performance; clients pay on time.
Ensure all applicants are advised on fate of applications within reasonable time.
Proactively manage risk /exposure for assigned portfolio.
Ensure recovery of systems pledged as security on delinquent loans.
Assist in the restructuring of debts in the interest of the company and customer.
Manage Customer and stakeholder relations in accordance with agreed Service Level Agreements.
Ability to use Online banking platform.
Skills and Competencies:
Bachelor’s Degree in Business Administration, Micro Finance or Credit management.
CPAK holder.
At least 3 years working Experience in related field in a Banking or micro –finance in the similar role
Attention to detail and analytical skills.
Good communication & reporting skills.
Able to work with minimum supervision.
Team player.
How to Apply:
If you are up to the challenge, possess the necessary qualification and experience; please send your CV only quoting the job title on the email subject (Credit Officer) to info@alphalinksconsultancy.com by 25th November 2016.
Only shortlisted candidates will be contacted.