Summary: Our Client is a steadily growing commercial bank in Kenya with a vision of increasing value for customers, shareholders, employees and communities.
The Bank is looking for a competent, professional and experienced individual to take up the position of a Senior Credit Officer.
Key Responsibilities
Formulate lending policies and procedures, establishes loan pricing to ensure desired loan growth and maximum profitability
Analyze and evaluate the demand, market segmentation and competitive situation for the target clients of credit products to identify opportunity in the market for new products
Oversee the preparation of reports of loans and accounts that have outstanding (unpaid) amounts
Management of Securities to ensure they are complete and legally enforceable
Provides management and guidance to credit analysts, and credit officers under his/her supervision
Undertake renewals & or reviews of overdrafts, temporary overdraft and any other limit including facilities from trade finance e.g.; letters of credit, bank guarantees
Ensure that an acceptable level of credit administration support is provided to all business units
Ensure that approved loans and other facilities are timely and accurately disbursed in system.
Calculation of interests and marking various limits in system as per management approval.
Ensure proper filing of records for all loans, Temporary overdrafts and credit risk departmental documentation disbursed and other credit related records including Head Office correspondences.
Ensure that sanction conditions are adhered to before actual maintenance, verification and disbursement of loans
Assisting in preparation of Statutory /management bank reports in accordance to the CBK prudential guidelines.
Knowledge and Skills Required
Minimum 7 yrs – working experience in credit department
Relevant degree from a recognized institution
Good customer relationship management
Good communication and inter personal skills
Thorough knowledge in Credit documentation and processes
Thorough knowledge of CBK statutory reports and prudential guidelines
How to Apply:
Send your application including a cover letter indicating your desire to work with our client; a detailed CV highlighting relevant experience, details of current and expected salary, a daytime phone contact, email address, and the names of three professional referees by close of business Tuesday 4th August 2015
Adept Systems
Management Consultants
P O Box 6416, Nairobi, GPO 00100
Email: recruit@adeptsystems.co.ke
Only short listed candidates will be contacted.
Please note that we do not charge fees for receiving or processing job applications.